If you miss a payment, we will immediately pause your account and you won’t be able to buy anything else with us until your payments are up to date. You may also incur late fees.
You may notice that your spending limit has decreased too. This is because Afterpay takes into consideration a range of different factors when determining your spending limit. Your repayment history is a big determining factor!
Missing a payment may also impact your tier within the Pulse rewards loyalty program.
It is important to note that payments that are overdue for an extended period of time may result in Afterpay declining the use of our services or restricting your ability to use your account. If you would like to learn more about this, you can view our terms and conditions here.
We have a commitment to responsible spending, and all steps that we take are designed to ensure that you are spending responsibly whilst using our service.