For Pay-in-4 Orders without a finance fee
Yes, for Pay-in-4 orders without a finance fee, you can:
- Pay a custom amount
- Pay any payments due within the next 15 days
- Pay the total balance of all eligible Pay-in-4 orders (those without finance fees) in a single transaction
This feature is exclusively available on the Afterpay app and applies to both in-store and online Pay-in-4 purchases.
How?
- Log on to your Afterpay app and click on the ‘My Afterpay’ tab.
- Click on the black ‘Pay all’ button.
- From there, select whether you want to pay any payments due in 15 days, your total orders or a custom amount of your choice, which will give you the option to enter in a different amount.
What payment methods are accepted for Pay-in-4 orders without a finance fee?
We accept US issued credit and debit cards from Mastercard, and Visa, as well as Cash App Card and US issued checking accounts which are subject to eligibility requirements. We also accept digital forms of payment such as Apple Pay, Google Pay and Cash App Pay.
If eligible, you also have the option to link your checking account to your Afterpay account. If paying with a checking account, it can take up to 5 business days to clear - please ensure your account has enough funds during this time. Please note, if you have overdue installments ACH payment will not be available.
Note: We do not accept foreign issued cards for overseas banks or cards issued by Buy Now Pay Later providers.
Your preferred payment method will appear when submitting payment, however you also have the ability to choose another card on your account (if applicable), or to use a new card as a one off payment. Only one card can be used, you cannot use multiple cards for the one payment
For Pay-in-4 Orders with a finance fee
No. For Pay-in-4 orders with finance fees:
- Multiple orders cannot be combined into a single payment
- Each order must be paid individually
- You can pay early for your next payment, a custom amount or the full balance due for each order
What payment methods are accepted for Pay-in-4 orders with a finance fee?
We only accept personal debit cards for Pay in 4 orders with a finance fee.
For Pay Monthly
No. For Pay Monthly orders:
- Orders cannot be combined into a single payment
- Each order must be paid individually
- You can still pay the full balance due for each order
What payment methods are accepted for Pay Monthly orders?
We only accept personal debit cards for Pay Monthly orders with.
I made a custom payment, how do you distribute this against my installments?
Custom amount payments are applied to installments in the following order:
1. First, the amount is applied to installments due today to minimize potential late fees.
2. Second, any overdue installments that haven't yet received a late fee, starting with the longest overdue.
3. Then, to any overdue installments with a late fee, starting with the longest overdue.
4. Finally, any remaining amounts will be applied to installments due from tomorrow onwards.
How you can confirm which orders have been paid:
If payment is successful, you’ll receive an email confirming the amount that was paid, the payment method used and which orders the payment was distributed across (including the installment number). This way you can easily identify where your payment has been spread across.
Depending on the total outstanding balance of your account, and the amount of the custom payment that you’ve made, it may result in a partial payment and you may still have outstanding installments. This will be visible in your Afterpay app as normal.
What happens if I return an order after I’ve made a custom payment?
The returns process remains the same, regardless as to whether you’ve made a bundled custom payment, paid off the entire owing on your account, or let Afterpay automatically process installments on the due date.
Once the merchant has processed your refund, it will reflect off the relevant Afterpay order and any funds you have paid towards this order will be refunded back to the card(s) used to pay for the installments.
For more information on how refunds work, click here.