There is no Afterpay ‘blacklist’! But missing payments isn’t good for anyone, so if you do miss a payment, we will immediately pause your account and you won’t be able to buy anything else with us until your payments are up to date. You may notice your spending limit decreases too; this is because our system takes into account a range of different factors, including late payments, in deciding spending limits. Missing a payment may affect your tier within the Pulse Rewards program. Note, if you are unable to make your Afterpay payments for an extended period of time, you may not be able to use our service indefinitely. For more information, contact our customer service team. Ultimately, all steps we take are to help you spend responsibly with Afterpay.
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