For those who have only recently joined Afterpay, spending limits will generally be smaller. However, the longer you are with us, spending responsibly and making repayments on time, your spending limits may increase.
Before trying to make a purchase with Afterpay, it’s important that you think about the following:
- How long have you been using Afterpay? We are more likely to limit you to small purchases in your first 6 weeks.
- How much do you have to repay on this purchase and any previous outstanding purchases? The smaller the amount to repay, the more likely your purchase will be approved.
Remember, you will need to have enough money to pay the first instalment.
We are committed to making sure our community supports responsible spending. So, while you may not know exactly how much you can spend with Afterpay at any one time, this system is vital to help you stay in control of your money and avoid missed payments wherever possible.