When determining which orders to approve, our automated system considers a number of different factors. As an example, the longer you have been a shopper using Installments by Afterpay and the more orders you have successfully repaid, the more likely you will be able to spend more. Restrictions are tighter for 'new' shoppers (first 6 weeks) until we get to know you.
Whilst we know it can be frustrating to not know exactly how much you can spend each time, our rules and approval process help Afterpay responsibly offer a completely free service to shoppers.
The good news is that each time you use Installments by Afterpay we are making a fresh decision, and over time you will be able to spend more so long as you continue to repay your payments on time as per your agreed payment schedule
Minimum spend is $35