Whether you’re a new customer or have been with us for a while, we’ll regularly assess whether your spend limit is appropriate for you, based on a variety of factors. This is part of our commitment to responsible spending.
There are circumstances that may lower your spending limit, such as missing a payment, spending activity, requesting a limit decrease, or seeking financial assistance. Conversely, a consistent on-time payment history, the length of time you’ve been with us, and information contained in your credit report are all factored into consideration to increase your spending limit.
If your spend limit changes, we’ll let you know via email. You don’t need to take any action if you receive one of these emails, but it’s important to note that your spend limit is subject to change based on ongoing reviews.
You can view your estimated spend limit by logging in to the app or the website at any time.