Generally, we will take the first payment at the time you place an order with us. When an upfront payment is required, the payment is typically 25% of the total purchase price.
At the time of purchase you may receive a notification at the checkout that there's $0 due on the purchase date, that means that you have access to our 'no payment upfront' feature.
Your first payment will be due 8–14 days after your purchase date, aligned to your preferred payment day.
Access to the ‘no payment upfront’ feature is determined by a range of factors including your payment history, how often you place orders and how long you’ve been with Afterpay.
Certain purchases don’t qualify for ‘no payment upfront’, including:
- Gift cards
- Orders over $500
- Purchases from grocery or fuel merchants. This includes supermarkets and similar businesses, petrol stations, and some convenience stores.
First payment higher than the other three? For some purchases, if your total order amount exceeds your available to spend, your first payment may be higher than subsequent payments. Afterpay will usually show you how the instalments are split before you pay and your payment schedule for every order is shown in the Afterpay app.
If you have any questions, please contact us here.