Afterpay is committed to making sure you stick to your repayment plan.
That’s why we consider every purchase application before we approve that purchase. And that’s why we are always sending you reminders when a payment is almost due.
If you are facing hardship, we have hardship policy that allows us to work with you to get you back on track.
As soon as you miss a payment, we will immediately stop you from making any further purchases with Afterpay. This is because of our commitment to the high standards we set ourselves for responsible spending.
A late fee is charged when an installment for an order is not paid after the applicable grace period (usually 10 days unless otherwise noted on your payment schedule). We will only ever charge one late fee per installment and the total amount of late fees charged on an order will never exceed 25% of your initial order value.