WHICH CARDS DOES AFTERPAY ACCEPT?
We accept domestic debit and credit cards and AMEX, we do not accept cards issued from overseas banks. If you use your card with us you will still be subject to your card issuer’s terms and conditions including any applicable finance charges and fees that may apply. When you use your card you may not receive certain rewards, features and benefits that may be offered for example, additional points or cash back. For more information please contact your card issuer.
HOW CAN I PAY?
There are two basic ways to pay:
The most convenient is our automatic payments system. Just go on the App or online and enter the details of your preferred payment card under "Add a payment method" in the "Billings" section of "My Account"
When you have an instalment due, we will notify you beforehand so that way you can make sure that there is enough in your account for that instalment. We do the rest.
Alternatively, you can always make payments on time or early by selecting the PAY NOW button on the App or online in your account. You can then enter your card details manually. If you want to make this your preferred payment method, select "Store my card", otherwise make sure to untick this option before logging out.
You can also PAY NOW with a checking account on the App or online in your account. Please note checking account payments may take up to 5 business days to process & will appear as 'Pending' on your Afterpay account until cleared by your bank.
WHAT HAPPENS IF I CAN'T MAKE A PAYMENT
Afterpay is committed to making sure you stick to your repayment plan.
That’s why we consider every purchase application before we approve that purchase. And that’s why we are always sending you reminders when a payment is almost due.
If you are facing hardship, we have hardship policy that allows us to work with you to get you back on track.
As soon as you miss a payment, we will immediately stop you from making any further purchases with Afterpay. This is because of our commitment to the high standards we set ourselves for responsible spending.
A late fee may be charged when an installment for an order is not paid after the applicable grace period (usually 10 days unless otherwise noted on your payment schedule). We will only ever charge one late fee per installment and the total amount of late fees charged on an order will never exceed 25% of your initial order value.