WHICH PAYMENT METHODS DOES AFTERPAY ACCEPT?
Afterpay accepts domestic debit and credit cards, AMEX, and bank checking accounts. We do not accept savings accounts or cards issued from overseas banks. You can use a pre-paid card for the Manual Payments tab to “Pay now,” but you cannot save a pre-paid card as a payment method.
If you use your card with us you will still be subject to your card issuer’s terms and conditions including any applicable finance charges and fees that may apply. When you use your card you may not receive certain rewards, features and benefits that may be offered for example, additional points or cash back. For more information please contact your card issuer.
HOW CAN I PAY?
You can pay with our automated payments system (we recommend this), or manually select an upcoming payment for an order.
To set up automatic payments, just go on the App or online into the Settings of your My Afterpay page. Then enter payment details under "Payment Methods.” You will need to have at least one card stored as payment first. However, we highly recommend paying with your bank account so you don’t need to worry about lost or expired cards.
When you have an installment due, we will notify you beforehand so that way you can make sure that there is enough in your account for that installment. We do the rest.
To make a manual payment, go to your Orders under My Afterpay and select the installment you’d like to pay and select your preferred payment method. Please note that bank checking accounts may take up 2-5 business days to process & will appear as 'Pending' on your Afterpay account until cleared by your bank.
WHAT HAPPENS IF I CAN'T MAKE A PAYMENT
Afterpay is committed to making sure you stick to your repayment plan.
That’s why we consider every purchase application before we approve that purchase. And that’s why we are always sending you reminders when a payment is almost due.
If you are facing hardship, we have a hardship policy that allows us to work with you to get you back on track.
As soon as you miss a payment, we will immediately stop you from making any further purchases with Afterpay. This is because of our commitment to the high standards we set ourselves for responsible spending.
A late fee may be charged when an installment for an order is not paid after the applicable grace period (usually 10 days unless otherwise noted on your payment schedule). We will only ever charge one late fee per installment and the total amount of late fees charged on an order will never exceed 25% of your initial order value.