Afterpay Pay in 4 is free when you pay on time for orders made with Afterpay partnered merchants. A finance fee may apply on non-partnered Afterpay merchants for Afterpay Single Use Payment (SUP) or gift card purchases made within the Afterpay App.
The only other fees that may be incurred are late fees, if applicable, if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Afterpay account to make your payment via a different method.
We help you to avoid late fees, if applicable, including sending reminders leading up to the payment due date.
Shoppers in the US may receive up to an $8 late fee, if applicable, for each missed installment but the total late fees, if applicable, for each order won't exceed 25% of the order value.
Monthly Payment
Afterpay Monthly Payment is a simple interest installment-based lending option that gives you more flexible ways to pay for high-value orders. Depending on your eligibility, Pay monthly offers flexibility with a 3, 6, 12, and 24 months, and items over $100. Interest accrues on the unpaid principal balance on a daily basis. Please note, until an offer is accepted rates and offers are subject to change