We look at a number of factors when assessing whether a new merchant is right for Afterpay and our customers, and some of these can affect whether a merchant application is declined. Some factors we may take into consideration are:
- The types of goods or services you sell (as some are riskier to Afterpay than others and may fall outside our risk appetite);
- Whether you have an inventory of goods ready to despatch;
- Whether your business includes significant quantities of pre-order items;
- The trading experience customers have with you, in other words your track record.
All of this is important for us when making a decision about whether a merchant can come onboard with Afterpay.