Setting up an Afterpay account is a simple process, and anyone over 18 can do it. To make it quick and easy for you, we verify your identity electronically (rather than you having to do time-consuming paperwork). Then, when you want to make a purchase with any of our partner retailers, just choose Afterpay as your chosen payment method at the checkout.
It’s important to know that we do apply an approval process for individual purchases. This is because we’re completely committed to ensuring responsible spending. Our approval process takes a number of factors into account, including whether there are sufficient funds in your account (particularly for new customers), and how much you will have to repay on the purchase.
We carry out this process on every order you make with Afterpay, not just the first one. You should know that we don’t approve 100% of orders as we’re committed to ensuring responsible spending for Afterpay customers.