We will take the first payment at the time you place an order with us. This is usually 25% of the total purchase price.
Sometimes we run a pre-authorisation check where we take a small amount from your account – up to the value of your first instalment (plus 1 cent) for online purchases and up to 25% of the value of your in-store Afterpay Card (plus 1 cent)– to make sure your nominated card is working right.
Once this check is approved, we will instruct the bank to void the transaction. Sometimes it might appear on your account as a second payment.
Don’t worry - it is not a second payment and it will be resolved on your account shortly. If you have any questions, please contact us here.
First payment higher than the other three? For some purchases, if your total order amount exceeds your Afterpay-approved spending limit the first payment may be higher than subsequent payments. Afterpay will show you how the instalments are split before you pay.
If you have any questions please contact us here.